Don’t Get Scammed this Enrollment

Many people are being lured into Short-Term insurance policies with the thought or hope they will be covered.  It isn’t that simple.  People are looking at the cost of Qualified Health Plans and thinking there must be a cheaper option.  There is.  Going without insurance altogether and hoping nothing happens.  Short of that, there are short-term Read more about Don’t Get Scammed this Enrollment[…]

How to get a PPO!

If you’ve been trying to get insurance during the Open Enrollment, which ends December 15th, you have probably noticed you can’t get a PPO or Preferred Provider Organizations.  PPOs are only offered in the Small and Large Group markets.  The reason why is a topic for a future blog.  This topic is about how to get Read more about How to get a PPO![…]

Another Healthcare Law that Sounds Good but does No Good

In 1986, Congress enacted the Emergency Medical Treatment and Labor Act or EMTALA.  In 1994 they revised the Act to include the “prudent layperson” definition as a standard for evaluating whether a patient has an emergency condition.  Boiled down, it says if you think it is an emergency, then it is to be classified as Read more about Another Healthcare Law that Sounds Good but does No Good[…]

What is an “Oscar”?

There is a new entrant into Travis County for insurance.  It is called, Oscar.  Those of you looking for health insurance are very limited in your choices.  For years, Blue Cross Blue Shield has really been the only viable choice.  Now that Oscar has emerged, Blue Cross Blue Shield has some competition.  Let me briefly explain Read more about What is an “Oscar”?[…]