Hi! I’m Ken Stephenson. We founded VersaClaim, Inc. over a decade ago with the vision of helping people. Over the past 14 years, we’ve helped thousands - some with benefit questions, some with real issues, like why isn’t this insurance company paying my claim? Most of the time, it is a communication problem between your provider and the insurance company. Once corrected, everything works out. As of today, we have 100% closure on claims issues. You buy insurance for the unexpected. If you know your knee needs to be replaced AND you know what replacing it will cost, you would save up for it, right? Unfortunately, you don’t know if your knee needs to be replaced and you don’t know what it is going to cost. What is going on within your body, right this moment? Are you going to need a knee replaced? Are you going to have a heart attack, stroke, or even develop cancer? You have no idea what fixing the problem is going to cost. Even the Providers delivering the service can’t tell you with certainty what it is going to cost. That is why you get insurance.
Certified by the National Association of Health Underwriters as a Healthcare Reform Specialist.
Certified by the National Association of Health Underwriters as a Self-Funding Specialist.
Certified by the National Association of Health Underwriters as a Voluntary Benefits Specialist.
Certified Medicare Specialist by the American Health Insurance Plans. Not every agent gets Certified every year so they can answer your questions about Medicare.
Why use us at VersaClaim, Inc.?
Our latest news and blog entries
If you’ve been trying to get insurance during the Open Enrollment, which ends December 15th, you have probably noticed you can’t get a PPO or Preferred Provider Organizations. PPOs are only offered in the Small and Large Group markets. The reason why is a topic for a future blog. This topic is about how to get Read more about How to get a PPO![…]
In 1986, Congress enacted the Emergency Medical Treatment and Labor Act or EMTALA. In 1994 they revised the Act to include the “prudent layperson” definition as a standard for evaluating whether a patient has an emergency condition. Boiled down, it says if you think it is an emergency, then it is to be classified as Read more about Another Healthcare Law that Sounds Good but does No Good[…]
There is a new entrant into Travis County for insurance. It is called, Oscar. Those of you looking for health insurance are very limited in your choices. For years, Blue Cross Blue Shield has really been the only viable choice. Now that Oscar has emerged, Blue Cross Blue Shield has some competition. Let me briefly explain Read more about What is an “Oscar”?[…]
It will run until December 7, 2017. If you are Medicare-eligible, and you know who you are, you can look at different options for your health insurance for 2018. Now is the time to do this!!! © 2017 by VersamClaim, Inc., all rights reserved.
Open enrollment for individual and family insurance for 2018 begins on November 1, 2017, and runs through December 15, 2017. After that date, you will no longer be able to get insurance without any questions being asked. It costs nothing to use a broker or agent. Don’t just by the cheapest insurance. It could cost Read more about Are you ready?[…]
You don’t have to answer that, but on April 15, 2016, when you file your 2015 taxes, the IRS will know if you had a QHP or Qualified Health Plan or not. Insurance Carriers are now supposed to collect your Social Security number and report it to the IRS has having health insurance. They have Read more about Did you lie about having health insurance on your tax form?[…]
In addition to selling insurance I work with Providers helping them understand all the new regulations and how the Affordable Care Act will affect them. Recently I spoke with a Medical Biller about provider charges, the incredibly high deductibles patients must meet for their insurance plan and what Payer consider to be an allowable service. Read more about What Most People Don’t Know About Deductibles[…]