Hi! I’m Ken Stephenson. We founded VersaClaim, Inc. over a decade ago with the vision of helping people. Over the past 14 years, we’ve helped thousands. VersaClaim has grown over the years helping people understand how to protect themselves. We provide services and products tailored to people who want to plan for the future and protect all that they have earned. Our goal is for our clients to be better off tomorrow than they were the day we met.
Certified by the National Association of Health Underwriters as a Healthcare Reform Specialist.
Certified by the National Association of Health Underwriters as a Self-Funding Specialist.
Certified by the National Association of Health Underwriters as a Voluntary Benefits Specialist.
Certified Medicare Specialist by the American Health Insurance Plans. Not every agent gets Certified every year so they can answer your questions about Medicare.
Our latest news and blog entries
Recently, we’ve received numerous calls from everyday folks, just like you, who have had medical treatment and aren’t sure what to expect as it relates to their claims. More to the point, they want to know how much are they going to owe. The answer to this question is based on which category of patient Read more about What you can expect to pay on your healthcare claims[…]
Just like a flashlight, don’t really care if it works or not when there is plenty of light. That changes when it gets dark. When you turn it on, you count on it working.
During the Open Enrollment, I’ve talked to hundreds of people. Some are getting conned by bad insurance agents. I call them bad because they either don’t know, don’t care, or are just plain crooked. If you bought a Short-Term plan or an Individual PPO (Preferred Provider Organization) and the Agent didn’t explain the difference between a Read more about It makes me MAD[…]
You have until this Friday, the 15th to select a health insurance plan, without answering any health questions. According to Forbes and the Motley Fool, “medical debt is the No. 1 source of personal bankruptcy filings in the U.S.” Having health insurance can help you avoid this. Don’t delay. Call us with any questions, 512-417-6058.
Many people are being lured into Short-Term insurance policies with the thought or hope they will be covered. It isn’t that simple. People are looking at the cost of Qualified Health Plans and thinking there must be a cheaper option. There is. Going without insurance altogether and hoping nothing happens. Short of that, there are short-term Read more about Don’t Get Scammed this Enrollment[…]
If you’ve been trying to get insurance during the Open Enrollment, which ends December 15th, you have probably noticed you can’t get a PPO or Preferred Provider Organizations. PPOs are only offered in the Small and Large Group markets. The reason why is a topic for a future blog. This topic is about how to get Read more about How to get a PPO![…]
In 1986, Congress enacted the Emergency Medical Treatment and Labor Act or EMTALA. In 1994 they revised the Act to include the “prudent layperson” definition as a standard for evaluating whether a patient has an emergency condition. Boiled down, it says if you think it is an emergency, then it is to be classified as Read more about Another Healthcare Law that Sounds Good but does No Good[…]
There is a new entrant into Travis County for insurance. It is called, Oscar. Those of you looking for health insurance are very limited in your choices. For years, Blue Cross Blue Shield has really been the only viable choice. Now that Oscar has emerged, Blue Cross Blue Shield has some competition. Let me briefly explain Read more about What is an “Oscar”?[…]
It will run until December 7, 2017. If you are Medicare-eligible, and you know who you are, you can look at different options for your health insurance for 2018. Now is the time to do this!!! © 2017 by VersamClaim, Inc., all rights reserved.
Open enrollment for individual and family insurance for 2018 begins on November 1, 2017, and runs through December 15, 2017. After that date, you will no longer be able to get insurance without any questions being asked. It costs nothing to use a broker or agent. Don’t just by the cheapest insurance. It could cost Read more about Are you ready?[…]